Legal

Disclaimer

What this website is, what it is not, and how we handle the information of the people we serve.

Effective date October 11, 2026. We will update this disclaimer as new features launch, and the date here changes when we do.

Educational content

The information on this website, including our Insights articles, the Financial Fitness Checkup, free checklists and digital products, is provided for general educational purposes only. It is not tax, legal, accounting or financial advice for your specific situation, and reading it or using it does not create a client relationship with EZ Financial Fitness, LLC. Tax laws and deadlines change often and apply differently to different facts. Figures and dates are current as of the date shown on each page and should be verified before you act on them. Individualized advice is provided only under a signed engagement after we have reviewed your facts. EZ Financial Fitness, LLC is not a CPA firm or a law firm.

The same paragraph appears under every Insights article and on every digital product page. When an article or a product mentions a strategy, it describes a rule that exists, not a recommendation that you use it. Whether a strategy fits you depends on eligibility, cash flow, paperwork and how it interacts with everything else in your situation, and that review happens only inside an engagement.

Not a CPA firm

EZ Financial Fitness, LLC is not a CPA firm, and our founder is not a certified public accountant.

EZ Financial Fitness, LLC does not provide audit, review, compilation or other attest services. Our founder is an accountant with a Master of Science in Accounting and a QuickBooks ProAdvisor Level 1. She is not a certified public accountant.

We prepare individual tax returns, keep books in QuickBooks Online and build tax strategies. When a question belongs with an attorney, with a CPA for audited or reviewed financial statements, or with another specialist, we say so and help you find one.

Tax clients and your return information

If you are a tax preparation client, we use your tax return information only to prepare and file your return, as federal law requires. We will not use that information to tailor offers for other services, or share it with anyone outside our firm, without your separate, signed written consent, which you are free to decline without affecting the preparation of your return. Any announcements you receive about our bookkeeping, planning or other services are sent generally to our clients and subscribers and are not based on information from your return.

In practice this means the website never uses anything from a tax return to decide what you see. Offers for bookkeeping, planning or other services go to our client and subscriber lists generally, and any consent to use your return information for another purpose is a separate signed document that you can decline.

Client stories and testimonials

Results vary. Any client story on this site reflects the experience of the person quoted and is not a guarantee of any outcome. No testimonial contains or implies a specific tax-savings amount. Every story is shared with the client's written permission, in the client's own words, and we never pay for testimonials or edit them for meaning. Until at least two stories have been approved, the Client Stories page does not appear.

Figures and dates

Every figure and date on this site is current as of the date shown on the page where it appears. Verify before acting. Insights articles show a published date, a last-updated date and the tax years they apply to, list their sources, and display a review notice once their scheduled review date has passed. Deadline and figure content is re-verified at least every 90 days and in the first two weeks of January. The FAQ shows the date its answers were last verified.

Tax law changes often, sometimes retroactively, and applies differently to different facts. A figure that is right in general can be wrong for you.

Digital products and third-party tools

Digital products are templates and planners. They are educational tools, not advice, and they do not create a client relationship. Figures, rates, thresholds and deadlines inside them reflect the rules in effect on the version date shown in the file and may change. Results depend on the information you enter. EZ Financial Fitness, LLC is not responsible for decisions made using a product. The refund policy and license are in the Terms of Use.

The Financial Fitness Checkup scores your answers against a fixed set of rules. Its result is a starting point for a conversation and nothing more.

We link to government sources, to the platforms that power the Client Portal, checkout and scheduling, and occasionally to other professionals. A link is not an endorsement, and we are not responsible for the content or advice found on another site. Nothing on this site is legal advice, investment advice or a substitute for either. For legal questions, consult an attorney. For investment questions, consult a licensed investment professional.